Get me outta here!

Moving families to Rocky Point

Rocky Point or Puerto Penasco is located in the northwestern corner of the state of Sonora. It’s a great place for living and many expats choose it for their place of residence. That is why many people speak English, even though the main language is Spanish. Tourism and fishing are the two main sources of income for people living in Rocky Point. Now that you know a little bit about this place, let’s see what life in Rocky Point looks like for families with kids.

Education 

What every family with children wants to know about a certain place they are planning to relocate to is about its educational opportunities. At a certain point, Rocky Point had some fifty schools! You would probably agree that’s a lot for a place with a population of just under 60 thousand people. At the moment, the number of schools is not so high, but there are still great opportunities for education. What schools here have in common is that their pupils wear uniforms and children are taught the right values. You will not see many children with their phones and tablets during their recess or lunch break. But you will notice the schoolyards swarming with children playing football, or basketball, or any other game.

Schools are not so posh here, and many of them do not even have the air conditioning, but kids are happy and that’s what matters. They are thought to be happy with what they have and to help the less fortunate ones. There are a few bi-lingual schools too. Many English speaking foreigners relocate and enroll their children in these schools easily.

Cost of Life in Rocky Point

Naturally, if your family is about to move one of the first things you should consider is the cost of living in a new place. There are some big decisions that you have to make right away. One of them is whether you will buy or rent a home for your family. Maybe the best thing to do is to start by renting until you decide if this is the place where you want to live permanently, or at least for a longer period of time.

The amount of money you will have to set aside for monthly rent when living in Rocky Point starts from 200 USD for an apartment further away from the beachfront. Of course, if you decide to rent a home closer to the beach, be prepared that you will need much more. The utilities are not included in the mentioned amounts.

Cooking and eating

Groceries are much cheaper here than in the USA. Meat, fish, and poultry are about 30-40% cheaper in Rocky Point. If you are moving to Mexico from New York City, for example, you will not believe how much money you will have left in your wallet after grocery shopping!

The local restaurants serving traditional Mexican food are very affordable, which makes them perfect for families that like to eat out. Even though food is spicier here and it tastes stronger, every restaurant offers kids-friendly options, so the entire family can enjoy themselves.

Healthcare

If you are not coming from some other parts of Mexico, you should know that your domestic health insurance policy won’t be valid here in Rocky Point. If you do not have medical insurance,  we strongly advise you to get it as soon as possible, be prepared to pay 30 USD minimum for a doctor’s appointment, while dental services start from 50 USD. Healthcare is in good condition in Rocky Point and you will not struggle to find a clinic where English is spoken.

Crime rate

Since the border is not so far away, some drug-related crimes do happen.  However, if you avoid suspicious neighborhoods and try to stay out of trouble, you and your family will be just fine.

Entertainment in Rocky Point

Life in Rocky Point offers so many entertainment options. The place welcomes many tourists, which means that there is always something to do in Puerto Penasco.

Picnic by the sea

Having a beach day with your family is one of the great and cheap things to do in Rocky Point. It’s good for your health, shape and for family bonding. You can bring your already prepared food or decide to prepare it on the spot with your family which might be more fun. Young children will enjoy themselves exploring whichever beach you choose to take them to. Most of them will be fascinated by tide pools and sea creatures they will be able to see inside them. Light-colored sand, blue waters and black rocks – that is a combination that cannot be found at many places worldwide, but Rocky Point has it. As a matter of fact, it is named after it.

Beach activities

Since Rocky Point is a popular seaside destination for tourists, it makes sense that it offers alot. Here are some of the activities:

  • Banana boats are very popular in Rocky Point. Ask your speed boat operator for a smoother or a bumpier ride and have fun! Older kids can have a ride while younger ones play in the sand.
  • Kayaking tours are not just for tourists. The great thing about life in Rocky Point is that you can enjoy the amazing nature and exploring marine life. The Intercultural Center for the Study of Deserts and Oceans performs its activities here.
  • Your kids will probably be thrilled to see the aquarium and the sea life inside of it. That would be a great family activity and your kids can learn a lot from it.

 

Isla San Jorge

Bird Island, or Isla San Jorge, as the locals call it, is also one of the popular destinations for families with kids. The island is rich in birds and sea lions and it can be explored in various ways. Swimming, snorkeling, and scuba diving are just some of the options.

 

 

 

 

 

Conclusion

Millennials love life in Rocky Point, just like the retirees do. People of all ages can have fun here which means that the place is perfect for families with kids too.

*******************************************************************************************************************

“Mexican Beach Bum” (Robin Miller) Realtor® is the Designated Broker for Mexico Real Estate and Document Services in the beautiful resort city of Puerto Peñasco-Rocky Point, Mexico, where the desert meets the ocean. Just 210 miles from Phoenix or Tucson and where income producing properties start at $75,000 and homes in town start at $30,000.

Being in the Mexico Real Estate Industry for over 13 years, I have been assisting clients with their Mexico vacation home buying and selling decisions in Puerto Peñasco-Rocky Point, and Puerto Vallarta.

**License #442 (licensing required by the State of Sonora)
**Accredited Professional Broker in Puerto Peñasco-Rocky Point
**AMPI member  (Mexico’s Real Estate Association)
**Executive AMPI Board member of the local chapter 51
**NAR member (U.S. National Association of Realtors®)
**Member of the local MLS, Multiple Listing Service
**Have a full legal team, in house, to assist buyers with obtaining titles.

With my credentials and the support of my in house legal team, I am qualified to represent, and PROTECT BUYERS as they search for and purchase the perfect vacation home or income producing investment property.

It is important that a foreign buyer connects with a properly qualified licensed agent for their real estate search and purchase transaction.  Licensed agents, AMPI and NAR members are held to high ethical standards; attend continuing education classes, and keeping up to date on current issues so they can help guide their clients through the buying and selling process in Mexico.

Ask me for my FREE guide to safely purchase Mexico real estate.

Contact me:

US Line in Mexico:   (602) 539-3124
Mexico Cell:  011-521-638-109-0443

robin@mexicanbeachbum.com
www.mexicanbeachbum.com
www.facebook.com/mexicanbeachbum
www.youtube.com/mexicanbeachbumtv
View Puerto Peñasco/Rocky Point Real Estate For Sale
View Puerto Vallarta Real Estate For Sale

 

 

Top Mexico Honeymoon Destinations

The country of Mexico arguably has the best beaches and tourist attractions in the world and makes for a perfect honeymoon spot. We are here to show you all the destinations that will provide you with a splendid honeymoon.

Cancún, a honeymoon destination near the Caribbean Sea

Cancún is located on the northeast coast of Yucatán Peninsula. The Caribbean Sea encompasses this city full of Mayan culture. Likewise, the city itself surrounds the grand Nichupte Lagoon. It is great for its vast nightclubs and prehispanic civilization ruins. If you are hungry, there is always delicious, fresh seafood. Furthermore, if you want to catch a terrific view of the Caribbean Sea, you can visit the Torre Escenica. It is a grand way to spend your honeymoon. In addition, the city’s prosperous buildings can be seen from up there. All of this makes Cancún one of the best honeymoon destinations in Mexico.

 

Cozumel is an island honeymoon destination

“The island of swallows” is the country’s largest Caribbean island. It is a natural beauty. Mangrove forests cover a lot of the island and coral reefs surround it. You might see a shipwreck while on your boat ride here. It is an educational and eco-friendly experience. It is like an underwater paradise. While in Cozumel, you can also dive along the Santa Rosa Wall and explore its gracious open caves. Furthermore, you will encounter many species of fish as well as turtles. If you need help packing for your honeymoon, head over to preferred-movers.com.

Acapulco is one of the most peaceful honeymoon destinations in Mexico

Truly, the most glittering of all honeymoon destinations. An important city and seaport to the state of Guerrero, Acapulco is also Mexico’s largest beach. You can enjoy a romantic sunset atop La Quebrada. Additionally, you and your spouse can relax at the amicable beach Barra Vieja. Enjoy home-cooked fish and lobster under a humble palapa and get a massage later. If you like this harmonious beach, you will also like Capilla de la Paz. It provides an impressive view of the Acapulco bay. While in Acapulco, you can also visit the breathtaking Playa Pie de la Cuesta. Here you can loosen up and enjoy the cool piña coladas. If you want to stay in Acapulco, consider buying a vacation home and have an eternal honeymoon.

San Miguel de Allende, one of many vibrant honeymoon destinations in Mexico

Known for its scenic churches, San Miguel is a colorful city that is simply full of life. You will find a lot of that in its center, Zocalo. The streets are very vibrant and cheery. You can sit in front of the marvelous pink stone gothic church and admire its architecture. Furthermore, you can enjoy your taco while mariachi bands are playing in the background. This city makes for a merry and romantic honeymoon experience. Before going off to enjoy your honeymoon, remember to bring everything you need with you. Professionals can pack your belongings efficiently. In conclusion, San Miguel is an authentic honeymoon destination.

 

Los Dinamos

This park is located on a hill above Mexico City. It is a lovely place for a picnic in solitude. It has clear air and beautiful nature in the middle of the city. This means you don’t even need to leave the city to get away from all the crowds. If you don’t enjoy picnicking, then you can enjoy a romantic dinner at the nearby restaurants. You absolutely need to try the quesadillas. Even though it might be hot in Mexico City, you need to bring a jacket and a hat. It can indeed be very chilling when you’re standing at the top of the mountain. You can also rent horses if you want to ride them through the forest or along the Magdalena River. You and your partner will surely enjoy the forests of Los Dinamos. Although the media will often say Mexico is a dangerous place, rest assured that Mexico is one of the safest places in the world.

Rocky Point

Located in Sonora, on the northern shore of the Sea of Cortez, Rocky Point is a fishing village well known for its shrimp. One of the great locations here is the Playa Bonita beach. The beach is clean and litter-free. So, you can sit and enjoy the hot sand. It is very relaxing to search for seashells here. Furthermore, you can rent jet skis from the locals and go on boat rides with them. The water goes as high as bathwater here. You will need to walk far away into the distance to have the water reach your knees. Here’s everything you need to know before going on a vacation to Rocky Point.

Riviera Maya

This tourism district is located just south of Cancún in Quintana Roo. It can be considered one of the most romantic honeymoon destinations in Mexico. You can visit the Akumal Beach. You can go snorkeling and encounter many sea turtles and fish here. This is a beautiful experience thanks to the crystal clear water. The district has a beautiful bay and laid back vibe. Additionally, you can visit Bejil-Ha. It has many cenotes and sinkholes. You can learn a lot about nature and the ecosystem here. In conclusion, Rivera Maya is full of interesting animals and splendid views.

Monarch Butterfly Biosphere Reserve

Every spring, the monarch butterflies begin their migrations which last 8 months. During this period, they travel between eastern Canada and their heritage site. We do not know why and how they manage to always come back to this site. All we know is that it is a romantic experience. When it is cloudy, the trees appear to have autumn leaves. That is how many butterflies there are here. On a sunny day, however, the butterflies just keep flying around. Keeping track of them is nearly impossible. It’s almost as if they were forming a golden whirlwind. The kindling show of these beautiful monarchs is one of the most romantic experiences. You and your significant other will adore this site.

************************************************************************************************************************

“Mexican Beach Bum” (Robin Miller) Realtor® is the Designated Broker for Mexico Real Estate and Document Services in the beautiful resort city of Puerto Peñasco-Rocky Point, Mexico, where the desert meets the ocean. Just 210 miles from Phoenix or Tucson and where income producing properties start at $75,000 and homes in town start at $30,000.

Being in the Mexico Real Estate Industry for over 13 years, I have been assisting clients with their Mexico vacation home buying and selling decisions in Puerto Peñasco-Rocky Point, and Puerto Vallarta.

**License #442 (licensing required by the State of Sonora)
**Accredited Professional Broker in Puerto Peñasco-Rocky Point
**AMPI member  (Mexico’s Real Estate Association)
**Executive AMPI Board member of the local chapter 51
**NAR member (U.S. National Association of Realtors®)
**Member of the local MLS, Multiple Listing Service
**Have a full legal team, in house, to assist buyers with obtaining titles.

With my credentials and the support of my in house legal team, I am qualified to represent, and PROTECT BUYERS as they search for and purchase the perfect vacation home or income producing investment property.

It is important that a foreign buyer connects with a properly qualified licensed agent for their real estate search and purchase transaction.  Licensed agents, AMPI and NAR members are held to high ethical standards; attend continuing education classes, and keeping up to date on current issues so they can help guide their clients through the buying and selling process in Mexico.

Ask me for my FREE guide to safely purchase Mexico real estate.

Contact me:

US Line in Mexico:   (602) 539-3124
Mexico Cell:  011-521-638-109-0443

robin@mexicanbeachbum.com
www.mexicanbeachbum.com
www.facebook.com/mexicanbeachbum
www.youtube.com/mexicanbeachbumtv
View Puerto Peñasco/Rocky Point Real Estate For Sale
View Puerto Vallarta Real Estate For Sale

 

 

Moving to Mexico from New York City

Moving to Mexico from New York City

Are you thinking about leaving the Big Apple?

You are probably a bit tired of the big city tumult that comes with NYC and you’d like warmer weather along with some great cerveza to relax on a beach somewhere in Mexico? Actually, that might not be a bad idea at all. The weather is fine in Mexico, the beer (cerveza) is cold, and the living is cheap (especially cheap when you’re coming from the States). However, before you actually make a move and do something that you cannot undo, it would be wise to consider a few things about the whole process of moving to Mexico. So, have a seat, make some tea or pour your favorite drink and start reading about the essential things you need to know before moving to Mexico from New York City.

An essential trip before you move out!

Before you actually starting packing your things, you need to visit Mexico! If you haven’t already, that is an essential trip you need to make because no online review or article will convince you that you need to live in Mexico better than the first-hand experience. So, choose a place or two in Mexico and visit them. Also, ask yourself why you are moving. Are you planning to spend your retirement there? Or you’re just a young adult looking for a change of scenery by moving to Mexico from New York City? The reason can help you determine whether you want to live in a bigger city in Mexico or you’d much rather settle for a coastal city like Cancun or the retiree’s heaven Merida, and the City closest to the states, Puerto Penasco/Rocky Point. Oh, and don’t think that Mexico is as unsafe as you see it in the movies. It certainly isn’t a death trap! Well, Cancun may not be so small but many claim that you can really find your peace there once the tourists go back home. When compared to Mexico City, for example, Cancun is a good place for folks looking to relax. But, if you still want to party, then consider only the nightlife hotspots.

 

Be careful with the movers!

 

Remember that you are not moving to another state in your country, you are crossing country borders. So, you have to find reliable assistance for your international relocation! Not all of the movers can operate in another country and that is worth knowing so that you can avoid getting scammed. Also, before you just go online and contact the first moving company you find on Google, do some research, read some reviews and user comments. These will greatly help you determine whether you should spend your money on a certain moving company.

Also, you wouldn’t want something bad to happen to your things, correct? And, considering that you are moving out of your country, you need to be extra careful because that kind of relocation is more difficult than the usual ones. Even though some may consider this to be common knowledge, it was worth emphasizing. It’s better to be safe than sorry.

 

Cost of living is an important factor!

Just because you might be moving from a country that is better off than Mexico doesn’t mean that you should say goodbye to evaluating your financial situation. So, consider the cost of living in Mexico because it’s obvious that you shouldn’t move there if you really can’t afford it. You might be surprised to learn that some places in Mexico are quite expensive. And, if you want real examples, there is a website that puts all major cities in order of cost of living. To make this search of Mexican cities easier for you, you can skip cities that are in the first 380 places. Mexico’s cities start to appear at around the 400’s place.

It’s relieving to know that Mexico, in general, will cost you less than the USA if you live like the natives live there. Do not think for a second that Mexico doesn’t offer ways for you to spend a lot of money if you want to. Bear in mind that people who live in Merida, for instance, spend way less money on basics compared to Mexico City. Oh, and did you know that Mexico City has around 8 million residents while Merida only has around 760,000, and Puerto Penasco/Rocky has about 50,000. So, carefully consider whether you have what it takes to live in your desired place in Mexico before you actually start doing anything.

 

Top benefits of living in Mexico

 

Now that you’ve read about all the things you need to consider before making a call to your moving company, take a look at what awaits you in beautiful Mexico.

  1. If you are a US resident, it will be relatively easy for you to visit your family since Mexico borders the US up north.
  2. The cost of living is much lower than the average in the US. In general, housing, medical care, food, and utilities are cheaper. So you are in for a pleasant surprise after moving to Mexico from New York City.
  3. You won’t have a hard time finding housing options that are affordable no matter where you decide to live. Of course, some places are simply more expensive than others, but property taxes are really cheap. To be precise, they sometimes cost only a few hundred dollars a year. Amazing!
  4. Mexico has awesome healthcare! This is one of the most important benefits in this case. At the moment, the Mexican government is engaging a new healthcare system that will provide improved care for all no matter the ability to pay.
  5. The beaches in Mexico are stunning! For example, check out Riviera Maya or Puerto Vallarta if you want a proper treat for your senses.
  6. Mexico has a really rich historical heritage and vibrant culture. Its people are full of passion and the country, in general, is influenced by the Spaniards. You can easily see that in their architecture.
  7. Mexican cuisine is magical! Mexico has seven different regions and each region is unique in its own way. So, you will always have something to try that you have never tried before if you decide to visit these regions one day.

 

Final thoughts

Affordable property, low cost of living, excellent healthcare and vibrant people – what more can you ask for? Mexico is great and if you really want to live there, don’t let anyone get you down. New York is great and it really is the capital of the world in a way but that doesn’t mean that you should stick to it your whole life. Moving to Mexico from New York City is a great chance to change the scenery and indulge in something quite different and unique.

***********************************************************************************************************************

“Mexican Beach Bum” (Robin Miller) Realtor® is the Designated Broker for Mexico Real Estate and Document Services in the beautiful resort city of Puerto Peñasco-Rocky Point, Mexico, where the desert meets the ocean. Just 210 miles from Phoenix or Tucson and where income producing properties start at $75,000 and homes in town start at $30,000.

Being in the Mexico Real Estate Industry for over 13 years, I have been assisting clients with their Mexico vacation home buying and selling decisions in Puerto Peñasco-Rocky Point, and Puerto Vallarta.

**License #442 (licensing required by the State of Sonora)
**Accredited Professional Broker in Puerto Peñasco-Rocky Point
**AMPI member  (Mexico’s Real Estate Association)
**Executive AMPI Board member of the local chapter 51
**NAR member (U.S. National Association of Realtors®)
**Member of the local MLS, Multiple Listing Service
**Have a full legal team, in house, to assist buyers with obtaining titles.

With my credentials and the support of my in house legal team, I am qualified to represent, and PROTECT BUYERS as they search for and purchase the perfect vacation home or income producing investment property.

It is important that a foreign buyer connects with a properly qualified licensed agent for their real estate search and purchase transaction.  Licensed agents, AMPI and NAR members are held to high ethical standards; attend continuing education classes, and keeping up to date on current issues so they can help guide their clients through the buying and selling process in Mexico.

Ask me for my FREE guide to safely purchase Mexico real estate.

Contact me:

US Line in Mexico:   (602) 539-3124
Mexico Cell:  011-521-638-109-0443

robin@mexicanbeachbum.com
www.mexicanbeachbum.com
www.facebook.com/mexicanbeachbum
www.youtube.com/mexicanbeachbumtv
View Puerto Peñasco/Rocky Point Real Estate For Sale
View Puerto Vallarta Real Estate For Sale

 

 

 

 

Secure Title Escrow Office in Rocky Point – Puerto Penasco

Announcing a new office in Rocky Point. It is “Secure Title Latin America”. They offer escrow services to real estate agents to use for their clients. Buyers and sellers of real estate open an escrow account and wire earnest money and also wire the balance of purchase funds, safely into this 3rd party escrow company’s account. Once the buyer and seller are near closing, they authorize disbursement of the funds.

Secure Title operates through a network of offices in Mexico, Central America and the Caribbean, with escrow infrastructure in the United States. Each regional office provides a complete range of services that provide transparency, security and peace of mind to your transactions. When investing in real estate, you can trust Secure Title’s financial strength, professional service and leading technology to execute your transaction flawlessly.

Secure Title Latin America created this space for agents and their clients so they can visit and ask questions, get information, and have confidence and peace of mind. The office can explain the escrow wiring process and share with agents and clients the privacy and safety of funds using their escrow service. Real estate agents and their clients can visit the local Rocky Point office where you will meet the office manager, Azucena Marisca.

The office is located on the ground floor of Placita Melanie on Blvd Freemont in Puerto Peñasco/Rocky Point. Hours are Monday through Friday from 8:30AM to 5:30PM (closed 2PM to 3PM for lunch). You may want to call first to be sure there is someone there to receive you: 638-383-7788. The number at the headquarters in Baja: 619-819-5591.

So, stop by, enjoy a refreshment and say hi!

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

*******************************************************************************************************************

“Mexican Beach Bum” (Robin Miller) Realtor® is the Designated Broker for Mexico Real Estate and Document Services in the beautiful resort city of Puerto Peñasco-Rocky Point, Mexico, where the desert meets the ocean. Just 210 miles from Phoenix or Tucson and where income producing properties start at $75,000 and homes in town start at $30,000.

Being in the Mexico Real Estate Industry for over 12 years, I have been assisting clients with their Mexico vacation home buying and selling decisions in Puerto Peñasco-Rocky Point, and Puerto Vallarta.

**License #442 (licensing required by the State of Sonora)
**Accredited Professional Broker in Puerto Peñasco-Rocky Point
**AMPI member  (Mexico’s Real Estate Association)
**Executive AMPI Board member of the local chapter 51
**NAR member (U.S. National Association of Realtors®)
**Member of the local MLS, Multiple Listing Service
**Have a full legal team, in house, to assist buyers with obtaining titles.

With my credentials and the support of my in house legal team, I am qualified to represent, and PROTECT BUYERS as they search for and purchase the perfect vacation home or income producing investment property.

It is important that a foreign buyer connects with a properly qualified licensed agent for their real estate search and purchase transaction.  Licensed agents, AMPI and NAR members are held to high ethical standards; attend continuing education classes, and keeping up to date on current issues so they can help guide their clients through the buying and selling process in Mexico.

Ask me for my FREE guide to safely purchase Mexico real estate.

Contact me:

US Line in Mexico:   (602) 539-3124
Mexico Cell:  011-521-638-109-0443

robin@mexicanbeachbum.com
www.mexicanbeachbum.com
www.facebook.com/mexicanbeachbum
www.youtube.com/mexicanbeachbumtv
View Puerto Peñasco/Rocky Point Real Estate For Sale
View Puerto Vallarta Real Estate For Sale

 

 

Foreigner Owning in Mexico

OWNING IN MEXICO
F r e q u e n t l y A s k e d Que s t i o n s
» What is a FIDEICOMISO? (Mexican Bank Trust)
Pronounced “fee-day-co-miso.” This is a legal structure which allows non-Mexicans to purchase real estate property
located in the “Restricted Zone”. This zone encompasses the areas along the coasts and borders of Mexico.
Essentially, it is a recorded contractual arrangement where a property is held in “Trust” by a bank for a specific
purchaser, or beneficiary. In all material respects it is similar to the type of Trusts commonly used in the United States
and Canada to hold property for estate planning purposes.
In order to establish a Trust a permit is required from the Secretary of Foreign Relations. Such a permit is usually
issued for a term of fifty years and can be renewed for an additional term of fifty years. Contrary to the commonly held
misconception, a Mexican Bank Trust (FIDEICOMISO) is not a lease. It is a form of ownership in which real property
is transferred into a Trust for the sole purpose of the Beneficiary. It is not necessarily better or worse than fee simple
ownership . . . just different.
» What defines Mexico’s “Restricted Zone?”
Defined under the Mexican Constitution, the “Restricted Zone” is the land 100 kilometers from any Mexican border
and 50 kilometers from any coastline. In these areas, non-Mexicans may not purchase or hold direct domain over
any land, unless done so through a Bank Trust. Therefore, a FIDEICOMISO is required for any non-Mexican
acquiring residential property in these zones.
» What parties are involved in the FIDEICOMISO?
THE TRUSTOR (SELLER)
This is the individual or entity that creates the Trust (In most cases this is the original Mexican landowner or Seller).
The Trust is irrevocable, so once the Trust is incorporated, the Trustor will have no power to change any part of the
Trust or participate in it.
THE TRUSTEE
This is a Mexican bank authorized to act in such a capacity under the Mexican General Law of Credit Institutions.
Such banking institutions are strictly regulated and controlled by the Ministry of Finance and Public Credit, The Bank
of Mexico and the National Banking Commission. A Trustee may not be a beneficiary of the FIDEICOMISO. The
Trustee receives instructions from the Beneficiary and is empowered with the rights and necessary powers to achieve
the objectives set forth in the Trust Agreement and, at the same time, acts on behalf of the foreign Beneficiary in any
and all transactions involving the property held in FIDEICOMISO.
PRIMARY BENEFICIARY (PURCHASER)
This is usually the purchaser. As the Beneficiary of the Trust you enjoy all attributes of ownership including: use and
enjoyment of the property; the ability to improve the property; the ability to obtain financing using the property as
collateral; as well as selling or renting the property and retaining all resulting net profits. In essence, the Beneficiary
has the same absolute rights to use, benefit from and enjoy the property as if it were in fee simple ownership.
SUBSTITUTE BENEFICIARIES
Substitute Beneficiaries are those who receive the beneficiary rights upon death of the Primary Beneficiary.
Transferred upon death of the Primary Beneficiary, the Trust property will revert to the benefits of his designated
Substitute Beneficiaries. PLEASE NOTE: It is much easier for your heirs if you list them in the Trust Document than it
will be for them to acquire the rights through other legal channels, since your Trust Document can also act as a Will
regarding your Mexican property.
» What are the applicable Taxes?
PROPERTY TAX (IMPUESTO PREDIAL)
Property taxes in Mexico are very low compared to the United States and Canada. Your Seller will pay the property tax
up to the closing date. Thereafter, this will be your responsibility on a yearly basis. It is customary in Mexico for the
owner of the property to pay his property tax one year in advance.
Property Acquisition Tax and Registration Fee
The buyer pays the Acquisition Tax (or Transfer Tax) and Registration Fee. It is currently 2.9% of the declared value
of the transaction or the appraisal value, whichever is the highest.
» What is a Certificate of No-Liens (No-Encumbrance)?
This is a document issued by the Public Registry Office that certifies the current status of the property.
» What is the Foreign Relations Permit?
This permit is obtained from the Secretary of Foreign Relations in order to establish a Trust. The application for this
permit must indicate the proposed usage of the property. If the property is a vacant lot the request should include a
general development plan, as well as the amount of money being invested and the time frame for the project. The
permit is obtained by the Trustee on your behalf.
» What are the Bank Administration Fees?
If the Title is held in a Bank Trust there will be annual administration fees. The bank also charges fees to change Primary
Beneficiaries or establish a new Trust. Most banks are now quoting fixed fees of less than $750 per annum.
» What is an Escritura Publica (Public Deed)?
This document attests to the transfer of property. It is formalized upon being recorded at the Property Tax Office and
the Public Property Registry Office. Only a Mexican Notario Publico can issue this document.
» What documents will I need?
» If you are acquiring property as an individual you will need the following:
» Complete names of the Beneficiaries
» Complete names of the Substitute Beneficiaries
» Foreign address and telephone numbers for all Beneficiaries
» Official picture identification of all Beneficiaries (Passport preferred)
If you are acquiring property through your corporation:
» Exact corporate name and denomination
» Certified copy of the corporate bylaws and articles of incorporation translated into Spanish.
» In the case of Canadian corporations, said documents must be legalized at your nearest Mexican consulate or
embassy. If the corporation was formed in the United States, the documents must bear an apostille.
» Who is the Notario Publico (Notary Public)
The Mexican Notario Publico is a specialized attorney who has practiced his profession for at least five years and has
been appointed by the Governor of the State in which he is practicing. Notarios are strictly regulated and they
represent the public interest as opposed to particular parties. The Notario performs a very important role in that he is
responsible for performing all the correlative recordings and the title search in respect to all real estate transactions.
His duty is to draft the public deed and to confirm the validity of signatures.
Prior to closing, the Notario’s additional duties include:
» To examine the documents of the selling party to ensure their accuracy and legitimacy
» To verify title
» To search the public records to determine the status of the seller’s title to the property and the existence
of liens
» The calculation and payments of buyer’s and seller’s taxes.
What is a Title Search?
A Title Search, or Title Investigation, involves an examination of the recorded documents on a particular property. The
title search will reveal any existing liens, history of the property, easements and any other details pertinent to the
property. Title insurance costs vary according to the company that provides the service, however they typically run
around .065% of the purchase price.
What is a Condominium?
A Condominium is a legal structure, placed and registered on a property, which has the legal effect of subdividing
into individual private units. These units share common use areas and common property. Private units may be
enjoyed only by the exclusive owners thereof, whereas common areas and common property may be used and
enjoyed by all owners.
Will there be a Condominium Association on the property I am purchasing?
Yes, all condominiums are subject to one or more condominium regimes which will contain all the provisions (bylaws)
that regulate the rights and obligations of the Owners, Occupants and Visitors who have access to the installations of
the Condominium. The observance of the Bylaws is mandatory for all the Owners, Occupants and Visitors of the units.
How is the Condominium Association administrated?
In order to administrate the Condominium, and in accordance with Mexican law, an “Association Civil” (AC) must be
formed. The “AC” is similar to a Homeowners Association in the United States or Canada. The “AC” typically hires a
professional management company to run the day to day operations of the Condominium. In accordance with the
Bylaws, an annual Owners Meeting is held to review the administration of the Condominium and to set operating and
budget parameters for the coming year.
Will I pay a Maintenance Fee?
Yes. The Owners share in the expenses of the Condominium in accordance to their “Percentage Factor”.
Maintenance fees cover such expenses as operation, administration, maintenance and management of the Common
Areas. Each Owner is responsible for payment of their Maintenance Fee in advance on a monthly, quarterly or annual
basis. An itemized list of Maintenance Fee expenditures is usually provided by the “AC” at the annual meeting.
Fiduciario
Trustee (Mexican National Bank)
Garantia Guarantee
Gravamen Lien
Honorarios Fees paid for a service
Impuesto Tax
Inscripcion Act of recorded entry in the Public Record
IVA Value Added Tax
Perito A licensed or specially certified expert in a given field
Poliza A policy (such as an insurance policy)
Predial Property Tax
Prima Premium paid for insurance coverage
Registro Publico Public registry for land records
Zona Restringida The “Restricted Zone”
Key Words
For your convenience I have listed several key words you may encounter in Spanish
Apoderado
Agent through a power of attorney
Avaluo Property Appraisal report
Beneficiario Trust Beneficiary (usually the Buyer)
Bienes Raices Real Estate
Cesion An assignment of rights and obligations
Corredor Broker
Derechos Rights
Ejecucion Foreclosure
Escritura Public Deed
Estudio Topografico Land or plot survey
FIDEICOMISO Trust Agreement
Fideicomisario Trust Beneficiary
Fideicomitente Trustor (usually the Seller)

*******************************************************************************************************************

“Mexican Beach Bum” (Robin Miller) Realtor® is the Designated Broker for Mexico Real Estate and Document Services in the beautiful resort city of Puerto Peñasco-Rocky Point, Mexico, where the desert meets the ocean. Just 210 miles from Phoenix or Tucson and where income producing properties start at $75,000 and homes in town start at $30,000.

Being in the Mexico Real Estate Industry for over 12 years, I have been assisting clients with their Mexico vacation home buying and selling decisions in Puerto Peñasco-Rocky Point, and Puerto Vallarta.

**License #442 (licensing required by the State of Sonora)
**Accredited Professional Broker in Puerto Peñasco-Rocky Point
**AMPI member  (Mexico’s Real Estate Association)
**Executive AMPI Board member of the local chapter 51
**NAR member (U.S. National Association of Realtors®)
**Member of the local MLS, Multiple Listing Service
**Have a full legal team, in house, to assist buyers with obtaining titles.

With my credentials and the support of my in house legal team, I am qualified to represent, and PROTECT BUYERS as they search for and purchase the perfect vacation home or income producing investment property.

It is important that a foreign buyer connects with a properly qualified licensed agent for their real estate search and purchase transaction.  Licensed agents, AMPI and NAR members are held to high ethical standards; attend continuing education classes, and keeping up to date on current issues so they can help guide their clients through the buying and selling process in Mexico.

Ask me for my FREE guide to safely purchase Mexico real estate.

Contact me:

US Line in Mexico:   (602) 539-3124
Mexico Cell:  011-521-638-109-0443

robin@mexicanbeachbum.com
www.mexicanbeachbum.com
www.facebook.com/mexicanbeachbum
www.youtube.com/mexicanbeachbumtv
View Puerto Peñasco/Rocky Point Real Estate For Sale
View Puerto Vallarta Real Estate For Sale

 

New tax laws Mexico

I read this recently and am sharing now…I don’t have all the legal information but maybe this could be helpful. Seek a legal professional to assist you. (Thank you Jim Ringquist at Sonoran Resorts)

AMLO’s promises for 8% IVA, 20% Income Tax, and doubling the minimum wage:

President Andrés Manuel López Obrador made a promise during his campaign that he would lower the IVA in the border zone to 8%, lower the income tax rate to 20% and double the minimum wage. He should have added a “but” or an “except” to that statement. On December 31, 2018 a disappointing effort was made to complete this campaign promise.

There has been much discussion about this Decree; a lot of people are confused and so a prominent Mexican Tax Attorney studied the Decree, translated it to English and also reviewed the new minimum wages for 2019. Here are his opinions:

DECREE for fiscal incentives in the northern border region.

On December 31, 2018 the President Lopez Obrador (AMLO) published the Decree for fiscal Incentives in the Northern Border Region.

IVA – Value Added Tax

The Decree DOES NOT lower the IVA (Value added tax) to 8%. The Decree offers a “fiscal incentive” to provide a “fiscal credit” for companies that sell tangible products. Those persons or companies can apply during January 2019 for this program with SAT and they can then charge 8% IVA and apply a fiscal credit for the remaining 8%. Stores that are now advertising that the IVA is lowered to 8% are incorrect. The program is not automatic, vendors must apply for it and can opt not to.
The program only applies to persons or companies selling “tangible products” only. It does not apply importations, Real Estate, intangible products, digital content, professional services and internet sales. Persons and companies must have at least 18 months in the region with 90% of their income in the border region.

ISR – Income Tax 20%

To whom does it apply?

Individuals or companies with business activity (actividad empresarial) in the northern border region.
The requirements are at least 18 months in the border region before the Decree was published. It applies to companies with income of 90% in the border zone. Applicants must apply for the program by the end of March 2019 – SAT will respond within 30 days.

 

Excluded from this program are: Maquiladoras, Financial institutions, Fideicomisos, Real Estate, production cooperatives, intangible products, internet commerce, outsourcings, those with problems with SAT, companies in bankruptcy.

Doubling the Minimum Wage

On December 26, the new minimum wages were published by CONASAMI (Consejo de Representantes de la Comisión Nacional de los Salarios Mínimos) – The Council of Representatives of the National Commission of Minimum wages in the DOF and they took effect January 1, 2019. The Decree divides the country into 2 geographical regions, the northern border zone and everyone else.

In the border zone, the general minimum wage and the minimum wage for 59 professions is set at $176.72 per day in the northern border zone which consists of the following:

BAJA CALIFORNIA – Ensenada, Playas de Rosarito, Mexicali, Tecate and Tijuana;

SONORA – San Luis Río Colorado, Puerto Peñasco, General Plutarco Elías Calles, Caborca, Altar, Sáric, Nogales, Santa Cruz, Cananea, Naco and Agua Prieta;

CHIHUAHUA – Janos, Ascensión, Juárez, Práxedis G. Guerrero, Guadalupe, Coyame del Sotol, Ojinaga and Manuel Benavides;

COAHUILA – Ocampo, Acuña, Zaragoza, Jiménez, Piedras Negras, Nava, Guerrero and Hidalgo; NUEVO LEON – Anahuac;

TAMAULIPAS – Nuevo Laredo, Guerrero, Mier, Miguel Alemán, Camargo, Gustavo Díaz Ordaz, Reynosa, Río Bravo, Valle Hermoso and Matamoros.

How does this effect your employees?

All of your employees must be registered in IMSS (Social Security) with at least $176.72 pesos per day if you are in the northern border zone. The new Minimum wages are different in the rest of the country.

********************************************************************************************************************

“Mexican Beach Bum” (Robin Miller) Realtor® is the Designated Broker for Mexico Real Estate and Document Services in the beautiful resort city of Puerto Peñasco-Rocky Point, Mexico, where the desert meets the ocean. Just 210 miles from Phoenix or Tucson and where income producing properties start at $75,000 and homes in town start at $30,000.

Being in the Mexico Real Estate Industry for over 12 years, I have been assisting clients with their Mexico vacation home buying and selling decisions in Puerto Peñasco-Rocky Point, and Puerto Vallarta.

**License #442 (licensing required by the State of Sonora)
**Accredited Professional Broker in Puerto Peñasco-Rocky Point
**AMPI member  (Mexico’s Real Estate Association)
**Executive AMPI Board member of the local chapter 51
**NAR member (U.S. National Association of Realtors®)
**Member of the local MLS, Multiple Listing Service
**Have a full legal team, in house, to assist buyers with obtaining titles.

With my credentials and the support of my in house legal team, I am qualified to represent, and PROTECT BUYERS as they search for and purchase the perfect vacation home or income producing investment property.

It is important that a foreign buyer connects with a properly qualified licensed agent for their real estate search and purchase transaction.  Licensed agents, AMPI and NAR members are held to high ethical standards; attend continuing education classes, and keeping up to date on current issues so they can help guide their clients through the buying and selling process in Mexico.

Ask me for my FREE guide to safely purchase Mexico real estate.

Contact me:

US Line in Mexico:   (602) 539-3124
Mexico Cell:  011-521-638-109-0443

robin@mexicanbeachbum.com
www.mexicanbeachbum.com
www.facebook.com/mexicanbeachbum
www.youtube.com/mexicanbeachbumtv
View Puerto Peñasco/Rocky Point Real Estate For Sale
View Puerto Vallarta Real Estate For Sale

 

Mexico Immigration article

I read this recently and am sharing now…I don’t have all the legal information but maybe this could be helpful. Seek a legal professional to assist you. (Thank you Jim Ringquist at Sonoran Resorts)

If you plan to live, work, or retire in Mexico, Mexican Immigration Law stipulates that applicants for residency must fulfill certain criteria, including financial criteria.  The financial criteria are intended to ensure that people applying for residency have the means to sustain themselves in Mexico. This is updated information based on the changes in 2019.

The financial criteria required to live in Mexico vary depending on:

  • What type of visa you apply for
  • Whether you have any assets in Mexico (e.g. own a home here)
  • Whether you have certain kinds of family ties in Mexico

By way of an example, if you’re a retiree and intend to apply for temporary residency in Mexico, the law stipulates that you need to demonstrate an income per month over the past six months derived from foreign sources (e.g. pension, investments) of at least 300 days’ worth of minimum wage (approximately US$1,620*) or have a savings balance equivalent to at least 5,000 days’ worth of minimum wage (approximately US$27,000*) over the past 12 months.  If you intend to apply for permanent residency you will need to demonstrate an income per month over the past six months of at least least 500 days’ worth of minimum wage (approximately US$2,700*) or have savings equivalent amounting to 20,000 days’ worth of minimum wage (approximately US$108,000*) over the past 12 months.

Married couples: If you’re applying for residency as a married couple, to qualify financially you will need to demonstrate income or a savings balance in the amounts above plus an additional 100 days minimum wage (approximately US$540*) for the dependent spouse.

Consulate Applications

Most people who apply for residency need to make their application from outside of Mexico.  In a small few situations, it’s possible to exchange a Visitor’s permit for a resident permit in-country, but most people apply through a Mexican Consulate abroad.

Mexican Immigration Law stipulates the minimum income or savings requirements in Mexican pesos; however, Mexican Consulates express the required amounts in the local currency of the country where they are based, and the income or savings they ask to see may or may not reflect the current market exchange rates in relation to the amount required in Mexican pesos. This can cause variations in the specific amounts asked for, and it’s not uncommon for consulates’ requirements to vary from one another.

 

If your income or savings balance is near the cusp of qualification, we recommend you contact your nearest Mexican Consulate to determine how it’s currently applying the rules regarding financial criteria for residency applications. Every application is dealt with individually and the Consulate retains discretion on acceptance or denial of your residency application on a per-case basis.

********************************************************************************************************************

“Mexican Beach Bum” (Robin Miller) Realtor® is the Designated Broker for Mexico Real Estate and Document Services in the beautiful resort city of Puerto Peñasco-Rocky Point, Mexico, where the desert meets the ocean. Just 210 miles from Phoenix or Tucson and where income producing properties start at $75,000 and homes in town start at $30,000.

Being in the Mexico Real Estate Industry for over 12 years, I have been assisting clients with their Mexico vacation home buying and selling decisions in Puerto Peñasco-Rocky Point, and Puerto Vallarta.

**License #442 (licensing required by the State of Sonora)
**Accredited Professional Broker in Puerto Peñasco-Rocky Point
**AMPI member  (Mexico’s Real Estate Association)
**Executive AMPI Board member of the local chapter 51
**NAR member (U.S. National Association of Realtors®)
**Member of the local MLS, Multiple Listing Service
**Have a full legal team, in house, to assist buyers with obtaining titles.

With my credentials and the support of my in house legal team, I am qualified to represent, and PROTECT BUYERS as they search for and purchase the perfect vacation home or income producing investment property.

It is important that a foreign buyer connects with a properly qualified licensed agent for their real estate search and purchase transaction.  Licensed agents, AMPI and NAR members are held to high ethical standards; attend continuing education classes, and keeping up to date on current issues so they can help guide their clients through the buying and selling process in Mexico.

Ask me for my FREE guide to safely purchase Mexico real estate.

Contact me:

US Line in Mexico:   (602) 539-3124
Mexico Cell:  011-521-638-109-0443

robin@mexicanbeachbum.com
www.mexicanbeachbum.com
www.facebook.com/mexicanbeachbum
www.youtube.com/mexicanbeachbumtv
View Puerto Peñasco/Rocky Point Real Estate For Sale
View Puerto Vallarta Real Estate For Sale

 

 

 

 

Why do people move from NYC to Rocky Point?

Why do people move from NYC to Rocky Point?

For a long time now, New York City has been considered the perfect place for fulfilling your American dream. Going from rags to riches is an everyday occurrence in NYC – all you need is a bit of talent and some luck. However, as the years go by, the NYC lifestyle takes its toll on you. You start feeling the consequences of a fast-paced life, and all you want is to get away from the concrete jungle. Since you have made all of your dreams come true and earned a considerable sum of money, why not move to a coastal city? Beach life is the epitome of peace, and the best destination for such a life is the neighborly country – Mexico. Lately, the number of people who have decided to pack their bags and move from NYC to Rocky Point has increased. If you too are thinking about moving to Rocky Point, this article was created for you!

People move from NYC to Rocky Point to enjoy the peace and quiet

As previously mentioned, Puerto Peñasco, otherwise known as Rocky Point, is a coastal town. This Mexican town has miles of pristine and sandy beaches, with plenty of resorts that fit every budget. Moreover, Rocky Point`s beaches are perfectly safe for the youngest visitors and residents. And, that is what New Yorkers love about Rocky Point. It is a town where you can let your kids roam free, and not worry about their safety. And you know what else? Unlike in New York, where you can witness snow and blizzards, all you will experience in Rocky Point are days filled with sunshine. There will be no need to worry about planning the activities for your next family day. You will have all of Rocky Point`s beaches at your disposal, and all the vitamin D you will ever need.

Let magical sunsets become a part of your daily life.

If you like what you hear, you know what you need to dofind a mover that can help you move internationally, pack your bags, leave behind your coats and mittens, and get ready for a sun-infused life. It will turn out to be the best decision you have made in a long time!

Rocky Point is a safe place

The crime rates in New York are truly staggering. Not a day goes by without some major crime taking place, which is not surprising, considering how big and populous the city is. If you are sick and tired of having to look over your shoulder day in, day out, the only thing you can do is move. Since you are trying to escape the crime that seems to be typical for big cities, your next destination should be a small and peaceful town. That is exactly when people decide to move from NYC to Rocky Point – when they find out just how safe this coastal town is.

Contrary to popular belief, a big portion of Mexico is rather safe. What people living in Rocky Point will tell you is that crimes here are rare. This is a small town, where everyone knows their neighbors and actually respects them. If you want to get that feeling of a close-knit community, all you need is to give Rocky Point a thought. If you are unsure about moving, why not test the waters and see if it works for you? You can temporarily move to Rocky Point from NYC and see how it goes. And, if you are worried about losing the apartment you are renting, don`t be. You can always find a new apartment and you can keep your belongings in a safe unit until you come back. There is a solution to every problem – you just have to be willing to look for it. 

A safe and, at the same time, fun life is the reason why people move from NYC to Rocky Point.

You can stop living in a cramped up apartment after moving to Rocky Point

New York is a hectic place. With so many residents and not enough space, New Yorkers are forced to live in small apartments that are often shared with a few roommates. If you have had enough of spending one-fourth of your hard-earned paycheck on a tiny room, then the time has come for you to move.

Rocky Point, on the other hand, is an affordable place. In this Mexican town, buying a house on a budget is more than a dream – it is a reality. And when we say house, we do mean a spacious, ocean view house that you can get for less than $250,000. For that sum of money, you would be lucky if you managed to find a small studio apartment located in the Bronx. Besides, the overall cost of living is way lower in Rocky Point than in NYC, so it is only an additional reason why people from New York move to Rocky Point.

 

Who knew life in Rocky Point was so affordable?

Additional reasons why New Yorkers decide to move to Rocky Point

  • Rocky Point is only 62 miles away from the U.S border. You would be able to visit your family and friends in NYC without a lot of hassle.
  • There are plenty of activities and tournaments in Rocky Point. From fishing tournaments to golf tournaments and everything in between, there will not be a dull moment.
  • Great seaside restaurants are one of the reasons why people decide to move from NYC to Rocky Point. And if they are not, they really should be! Even though there are thousands of restaurants in NYC, Rocky Point has something those restaurants lack – fresh seafood paired with a beach view. 

We salute your decision to move to Rocky Point. Even though moving from the USA to Mexico will require some getting used to, after a while, you will realize that you could not have made a better choice. Those that move from NYC to Rocky Point rarely regret it, which is something you can find out for yourself. All you need is some courage and faith, and you could be on your way to living your best beach life.

 

*************************************************************************************************************************

“Mexican Beach Bum” (Robin Miller) Realtor® is the Designated Broker for Mexico Real Estate and Document Services in the beautiful resort city of Puerto Peñasco-Rocky Point, Mexico, where the desert meets the ocean. Just 210 miles from Phoenix or Tucson and where income producing properties start at $75,000 and homes in town start at $40,000.

Being in the Mexico Real Estate Industry for over 12 years, I have been assisting clients with their Mexico vacation home buying and selling decisions in Puerto Peñasco-Rocky Point, and Puerto Vallarta.

**License #442 (licensing required by the State of Sonora)
**Accredited Professional Broker in Puerto Peñasco-Rocky Point
**AMPI member  (Mexico’s Real Estate Association)
**Executive AMPI Board member of the local chapter 51
**NAR member (U.S. National Association of Realtors®)
**Member of the local MLS, Multiple Listing Service
**Have a full legal team, in house, to assist buyers with obtaining titles.

With my credentials and the support of my in house legal team, I am qualified to represent, and PROTECT BUYERS as they search for and purchase the perfect vacation home or income producing investment property.

It is important that a foreign buyer connects with a properly qualified licensed agent for their real estate search and purchase transaction.  Licensed agents, AMPI and NAR members are held to high ethical standards; attend continuing education classes, and keeping up to date on current issues so they can help guide their clients through the buying and selling process in Mexico.

Ask me for my FREE guide to safely purchase Mexico real estate.

Contact me:

US Line in Mexico:   (602) 539-3124
Mexico Cell:  011-521-638-109-0443

robin@mexicanbeachbum.com
www.mexicanbeachbum.com
www.facebook.com/mexicanbeachbum
www.youtube.com/mexicanbeachbumtv
View Puerto Peñasco/Rocky Point Real Estate For Sale
View Puerto Vallarta Real Estate For Sale

 

 

 

 

Buying a house on a budget – Rocky Point edition

Buying a house on a budget – Rocky Point edition

Mexico has always been seen as the perfect place for a summer getaway. With its heavenly beaches, Rocky Point is a personal favorite for many people who have visited it. Moreover, Rocky Point is so close to the border that you can drive back and forth on any given day. And, if the safety of Mexico presents a concern to you, you should know that there is nothing to worry about. Contrary to popular belief, a lot of US residents said that they felt safe while living or vacationing in this country. That being said, know that once you step foot in the beautiful coastal city that Rocky Point is, you will forever be lured by it. Whether you are looking for a vacation home or a permanent residence, there is a way of buying a house in Rocky Point without putting yourself in a lot of debt.

Have a budget in place when buying a house

As you might be able to guess, the first thing you need to do is decide how much you can spend. One thing to have in mind is that if you are buying a vacation home, your budget should probably be on the downside. On the other hand, if this is a residence you plan on living in, it is advisable that you give this purchase a lot of thought. You have to think about how much you can spend on a house, but not forget to calculate the cost of your relocation and monthly utilities. After all, buying a home and not being able to afford to live in it is definitely not something you want to do. Get pre-approved

If you are unsure as to how much you can afford for your future home, you should make an appointment at your local bank. See whether you will be pre-approved for a mortgage, and how much money you will be able to get. With a written estimate, buying a house on a budget in Rocky Point will be much easier. Of course, it goes without saying that the only way to have a successful purchase is by sticking to your budget. Don`t get into debts with your friends and family members after seeing the house of your dreams that exceeds your budget.

Create a list of `must haves` and `deal-breakers` when buying a house

Let`s face it, there are certain features all of us find important to see in our future homes. Whether we are talking about a home with a big yard, or one with a nice view, it doesn`t matter. We all have our fair share of features we find essential. Likewise, there are certain things we do not want for our future home to have. Perhaps you want to live in a house with an open-concept kitchen after moving to Rocky Point? Or you want a house with a precise number of rooms? Whatever the situation may be, these are your so-called deal-breakers.

Before you even start your hunt for a perfect house, you need to sit down. Think about it, and make a list of your `must haves` and your `deal-breakers`. This list will help you make a quick decision, as you will not even look at the houses that don`t fit the description.

Work with a licensed real estate agent

In this day and age, there are people who can help you deal with anything. If you are moving to Rocky Point from Miami, you can trust Miami Movers for Less to relocate you safely. If you need to relocate your headquarters, there are plenty of commercial movers that will help you do just that. Likewise, if you are buying a house, you should find a real estate agent. A licensed real estate agent that lives in Rocky Point will know all the details about the housing market. He or she will quickly find what you are looking for, at the price that you can afford.

Cut down on square footage. There is a clear, logical connection between a lower price and less square footage. If you are on a tight budget, the best thing would be to be practical. Perhaps you do not really need that four-bedroom house considering that you are a family of three? Don`t think big, as it won`t do you any good if you are on a limited budget. Instead, look into buying a seaside condo. People that are moving from the USA to Mexico are probably not aware of all of their options. But, in Mexico, you can buy luxurious and spacious condos at an affordable price. This way, you can still lead a grand life, at a price that won`t get you in the red.

Don`t participate in bidding wars

Let`s say you have found the house of your dreams that fits your budget at the same time. How perfect is that? Unfortunately, you are not the only one amazed by it. A few other families have also made their offers, and some of them may even exceed the one you made. What do you do? Well, the worst thing you can do is enter a bidding war. By wanting to end up as a winner, you will offer a price that is way higher than the original one. Chances are you will end up overpaying for a property. We are sure you can see how by being a winner of a bidding war, you will end up as a loser.

Thus, if possible, when buying a house in Rocky Point, try to purchase the one that does not attract so much interest. Just because people are not fighting over a house it does not mean that it is bad. When purchasing a property, being wise and thinking things through is the key to success. 

****************************************************************************************************************

“Mexican Beach Bum” (Robin Miller) Realtor® is the Designated Broker for Mexico Real Estate and Document Services in the beautiful resort city of Puerto Peñasco-Rocky Point, Mexico, where the desert meets the ocean. Just 210 miles from Phoenix or Tucson and where income producing properties start at $75,000 and homes in town start at $40,000.

Being in the Mexico Real Estate Industry for over 12 years, I have been assisting clients with their Mexico vacation home buying and selling decisions in Puerto Peñasco-Rocky Point, and Puerto Vallarta.

**License #442 (licensing required by the State of Sonora)
**Accredited Professional Broker in Puerto Peñasco-Rocky Point
**AMPI member  (Mexico’s Real Estate Association)
**Executive AMPI Board member of the local chapter 51
**NAR member (U.S. National Association of Realtors®)
**Member of the local MLS, Multiple Listing Service
**Have a full legal team, in house, to assist buyers with obtaining titles.

With my credentials and the support of my in house legal team, I am qualified to represent, and PROTECT BUYERS as they search for and purchase the perfect vacation home or income producing investment property.

It is important that a foreign buyer connects with a properly qualified licensed agent for their real estate search and purchase transaction.  Licensed agents, AMPI and NAR members are held to high ethical standards; attend continuing education classes, and keeping up to date on current issues so they can help guide their clients through the buying and selling process in Mexico.

Ask me for my FREE guide to safely purchase Mexico real estate.

Contact me:

US Line in Mexico:   (602) 539-3124
Mexico Cell:  011-521-638-109-0443

robin@mexicanbeachbum.com
www.mexicanbeachbum.com
www.facebook.com/mexicanbeachbum
www.youtube.com/mexicanbeachbumtv
View Puerto Peñasco/Rocky Point Real Estate For Sale
View Puerto Vallarta Real Estate For Sale

 

 

 

 

 

Moving from the USA to Mexico

Moving from the USA to Mexico

 

Are you looking for a change in your lifestyle? Have you decided to start a new life out of the USA? Moving from the USA to Mexico is becoming more appealing to many American residents. If you are one of them, this article might help you prepare for the moving day.

Moving from one country to another implies considering many factors. First of all, there’s the financial factor, finding the perfect housing and getting a job. Even if you have everything figured out, you still have to deal with the cultural shock of starting a new life in Mexico. Depending on how you prepare, moving to Mexico can be a good or a bad choice for you. Read on and find more information about planning your perfect Mexico relocation.

Before moving from the USA to Mexico

Before your moving day, there are some important things to consider. First of all, you should decide on the city you want to live in. You can choose between a city center, smaller town or suburbs. After you find the perfect area, it’s time to choose the right neighborhood, which will depend on a few factors. First of all, if you are moving alone, consider living in a busier part of the city. This way you can be closer to the city happenings and meet a lot of interesting locals and newcomers. On the other hand, if you are moving to Mexico with a family, it’s a great choice – Mexico has some gorgeous natural landscapes where you can find a small house to raise your kids.

If you already have in mind a perfect location in Mexico, you should consider housing options. Buying or renting a property has its pros and cons, depending on your financial status. Also, make sure to decide whether you want to live in a house or an apartment. Make a list of pros and cons and prepare for contacting a real estate agent. During the moving process, he/she can help you with everything from home scouting to filling out the application forms.

Consider the cost of living in Mexico

It’s not a secret that living in Mexico is way cheaper than living in the USA. However, moving process will imply many additional costs, so you should plan your budget on time. Besides thinking about the cost of hiring professional movers, there are more costs to consider. Here’s a list of the things to bear in mind when it comes to the costs of living in Mexico:

  • The purchasing power in Mexico is higher than in the USA. This is good news for everyone moving from the USA to Mexico. The reason for this is that a median household income in Mexico is around one-tenth of the one in America. Still, make sure to calculate the budget on time. Make sure to set some money aside for the first few months of living in your new home.
  • Groceries and food are also cheaper. If you are a gastronomy lover, this will be great news for you. The food pricing, as well as restaurant pricing, go from 10% to 130% lower than in the USA.
  • Housing and transportation are a lot cheaper than in the US. Wherever you choose to live in Mexico, you probably won’t spend most of your monthly income on rent and transportation. Of course, this implies to everyone not working for an average Mexican income.
  • The overall monthly budget you’ll need after moving from the USA to Mexico is between 1000$ and 2000$.

Gather all the paperwork and visa requirements

Moving from the USA to Mexico is easier if you are an American resident. For those staying less than 180 days in Mexico, The Tourist Card is needed. But, if you wish to stay longer than 3 months in Mexico, you will need the FMM visa (Forma Migratoria Multiple) and a valid passport.  In case you don’t have an American citizenship, make sure to visit the official website of the Mexican government.

Besides applying for a visa (if necessary), you have to sort out all other documents, and you should do this months before moving from the USA to Mexico. First of all, you should go to your local bank and ask for more information about your account transfer. Also, if you are selling your home, make sure to do it enough in advance, so you can plan the budget for your Mexican relocation.

In the end, consider all the moving costs. Make sure to get a quote and learn how much you will pay for hiring international moving companies from NY. Professional movers will help you with all the hard work moving from the USA to Mexico brings, so you don’t have to deal with it.

Hiring professional movers

One of the most important questions during a move is should you hire professional movers? Well, if you write the list of pros and cons, you’ll see that it definitely pays off. Considering how much valuable time and energy you can save, you will surely conclude that hiring movers is a good idea.

Moving from the USA to Mexico can be a big change in your lifestyle. Professional movers can help you with planning and the transportation of your belongings. U. Santini Moving and Storage Brooklyn is a reliable and affordable moving company from New York. Their moving professionals offer various moving services including both residential and commercial moving assistance. Also, if you lack time to prepare for the move, ask your movers about packing services or packing supplies. In the end, make sure to start planning the relocation on time and learn more about Mexican culture before the move.

*********************************************************

“Mexican Beach Bum” (Robin Miller) Realtor® is the Designated Broker for Mexico Real Estate and Document Services in the beautiful resort city of Puerto Peñasco-Rocky Point, Mexico, where the desert meets the ocean. Just 210 miles from Phoenix or Tucson and where income producing properties start at $75,000 and beach view homes and condos start at $150,000.

Being in the Mexico Real Estate Industry for over 11 years, I have been assisting clients with their Mexico vacation home buying and selling decisions in Puerto Peñasco-Rocky Point, and Puerto Vallarta.

**License #442 (licensing required by the State of Sonora)
**Accredited Professional Broker in Puerto Peñasco-Rocky Point
**AMPI member  (Mexico’s Real Estate Association)
**Executive AMPI Board member of the local chapter 51
**NAR member (U.S. National Association of Realtors®)
**Member of the local MLS, Multiple Listing Service
**Have a full legal team, in house, to assist buyers with obtaining titles, and sellers with capital gains strategies.

With my credentials and the support of my in house legal team, I am qualified to represent, and PROTECT BUYERS as they search for and purchase the perfect vacation home or income producing investment property.

It is important that a foreign buyer connects with a properly qualified licensed agent for their real estate search and purchase transaction.  Licensed agents, AMPI and NAR members are held to high ethical standards; attend continuing education classes, and keeping up to date on current issues so they can help guide their clients through the buying and selling process in Mexico.

Ask me for my FREE guide to safely purchase Mexico real estate.

Contact me:

US Line in Mexico:   (602) 539-3124
Mexico Cell:  011-521-638-109-0443

robin@mexicanbeachbum.com
www.mexicanbeachbum.com
www.facebook.com/mexicanbeachbum
www.youtube.com/mexicanbeachbumtv
View Puerto Peñasco/Rocky Point Real Estate For Sale
View Puerto Vallarta Real Estate For Sale

%d bloggers like this: